the buying process

Mutual Agreement and deposit
After we sign the contract which agrees on timelines, you will be sent a timeline checklist to keep you in the loop and I will connect with you until we get to closing. Often it’s best for you to write dates in your planner or add in your phone calendar for additional reference. 

Open Escrow
Next, the title company or lawyer will be selected as the closing agent. The closing agent will hold the funds and research the complete history of the property to ensure that the title is clear. Which means there may be easements or encroachments that limit your use of the property, we will find those. If there are any new encumbrances those will be added before closing day. 

Inspections
Once your offer is accepted from the seller, we schedule a home inspection in the allotted time that aligns with the overall contract timeline. 

Depending on the outcome of the inspection, a couple things can happen:
a. The home or property checks out fine and progress to the next stage before closing.
b. After reviewing the inspection report, renegotiate terms of the contract (usually price) 

Appraisal and Lending
It’s vital you remain in close contact with your lender. As your agent, I will be in contact with your lender to address any additional documentation needed.

If you are using a lender to finance your purchase, you will have an appraiser. An appraiser is a professional who determines the value of the property. Following the appraisal, your lender will approve that the property is sold for the fair market value.

If you are paying cash and not using a lender, you can waive the appraisal and close the transaction faster (in about 10 days).